Thursday, September 20, 2012

Save Money on Back To School Supplies

At first glance, it may seem like buying a few spiral notebooks and pencils would not cost a lot of money. However, any parent who has a child old enough to attend school understands that the cost of school supplies can add up. For parents with multiple kids in school, the cost can grow exponentially with each child. Finding a way to save money on back to school supplies is a necessity. By following these key tips, you can get your kids the school supplies they need without emptying your bank account in the process.

Look for Sales Throughout the Year

Some stores run back to school sales right before school starts, and these can help you to save a considerable amount of money on your purchases. However, these sales also generally create a run on school supplies. Every other parent is awaiting the sale, and many will make a mad dash to the store to take advantage of these sales. Finding the items you need amidst crowded aisles is difficult. Furthermore, the store may have run out of the supplies you need before you arrive. While making use of these sales can yield savings, another option to consider is to shop at sales throughout the year. Consider that crayons, markers, spiral notebooks and more are in less demand earlier in the summer months or while school is already in session. You can find savings at these sales without concern for the store running out of merchandise.

Stock Up on Supplies

When you do find supplies on sale, consider stocking up on the items you need. While each year may bring the need to buy different supplies, the need for basic supplies doesn’t change. These basic supplies that are needed for most school years include pencils, pens, notebook paper, markers, folders and spiral notebooks. If you find these items on sale throughout the year, buy a stack of items and store them in your home. This way, you will have extra supplies to replenish your child’s stock throughout the school year, and you will also avoid the need to stress out your budget by purchasing them all in the weeks immediately before the start of a new school year.

Use Cash Back Rewards

While these tips can help you to reduce the price you pay for school supplies, you may also be able to earn cash back rewards on your purchases. Many credit cards have a cash back reward program that allows you to earn money with each purchase you make. The key to making money with these programs is to pay your credit card balance off in full each month. This way, you will avoid paying interest charges while enjoying the benefits of cash back rewards. Even with the best efforts to save money on back to school supplies, the cost can be significant. You can consider taking out fast money loans to help pay for these expenses. Quick Canadian money loans are available through an online lender, and they can provide you with an immediate source of cash. You can buy the school supplies your children need now, but you should plan to pay the loan back in full by the due date. Otherwise, you could be subject to additional fees. For more information on money loans, we recommend visiting http://moneyloans.ca.

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